Ron Cahalan | Cahalan & Associates
Experience matters! With forty plus years experience and over $1 Billion in closings, CAHALAN & ASSOCIATES’ desire is simple – to earn your confidence and trust as your Certified Mortgage Planning Specialists. Our team helps you navigate through and make simple, the otherwise confusing, often-times frightening and frustrating real estate and mortgage process with clear communication and clarity. Unlike the cold-impersonal big mortgage company or bank or online lender, we make each opportunity to serve as personal and unique as YOU are! We help you architect the ideal home loan in concert with a debt management plan, each playing a key role in an overall wealth strategy. Our joy is in helping families achieve the American Dream of home ownership and real estate investment. Long term, we advise you in the building of wealth through responsible lending, debt planning and real estate. The process is then enhanced and made simple by utilizing the latest in secure digital technology and delivery systems available.
Why Cahalan & Associates?
It’s simple… We work for YOU!
Local, independent mortgage brokers are the absolute best option for borrowers to obtain a loan and the consumer is clearly taking notice. Mortgage Brokers make that process easier and more transparent than ever!
More importantly, when you choose to work with a local mortgage broker, you’re supporting a local small business. You’re not helping some big CEO buy a Super Bowl Ad, buy a 3rd holiday home or another yacht… YOU are helping local little kids get dance or music lessons and a team jersey… you’re helping moms and dads put food on the table!
Cahalan & Associates is YOUR advocate. We act as a liaison between the borrower and the bank or mortgage lender. We fight hard to find our borrowers the ideal home loan solution… Unlike banks, Mortgage Brokers are not compensated until we successfully help you close your home loan. It is in our best interest to find you the best wholesale rates possible… or we don’t get paid!
Flexible & Competitive
We work for the borrower, not the bank. As an independent mortgage broker, we have the ability to shop wholesale rates and fees with multiple lenders and banks across the country and pass that onto the families we serve.
As a broker, we work for the borrower… not for the bank or big mortgage company. As the broker, we are the lender’s customer! This forces the wholesale lender or bank to compete for our business on every loan – with wholesale rates, lower fees and providing top of the line service to make sure we as a broker are a repeat customer. We get you faster turnaround on files in underwriting and quicker closings for our borrowers! This competition results in more loan program options and lower rates and fees for everyone.
Local & Independent
As an independent mortgage broker, we are in full control of how we run our business. Because we are local and a part of your community, we are able to establish strong relationships with our clients and the families we serve. As the borrower’s advocate, we become a trusted partner in the home-buying and refinancing experience.
Today’s Mortgage brokers incorporate the latest in digital home loan technology and security for its staff and borrowers. Speed and agility is key to offering superior service and safety in today’s’ real estate and mortgage industry.